Welcome to the zero-down mortgage solution for first-time rural home buyers. The U.S. Department of Agriculture developed a housing loan program for residents seeking homeownership of rural properties. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program and are primarily issued by partner lenders. The goal of the program is to […]

  Are you wanting to buy a home but can’t afford a high down payment? It is a common misconception that you must pay a 20% down payment when buying a home. But fortunately, that is not the case anymore. In fact, you can pay as little as 5% down. Want to know how? Let’s […]

Life is full of surprises, more specifically, financial surprises. Sometimes, you just need immediate financial help to deal with a situation. At Modern Lending, we understand that you may not always have the cash on hand to deal with your problem as quickly as you need to. That is why we offer quick loan options. […]

What is a Home Equity Line Of Credit (HELOC)? A Home Equity Line of Credit, commonly referred to as a HELOC, can serve as a secondary mortgage, allowing you to tap into the cash value of your home. For those who fully own their home, it can also act as a primary mortgage. Essentially, you’re […]