In the beginning of 2023, we saw an increase in interest rates causing a halt in housing inventory due to uncertainty in many homeowners and prospective buyers. My summer prediction entailed little to no decrease in mortgage rates or housing prices, as well as a decrease in housing inventory. Similar to the summer prediction, this […]

With mortgage rates increasing significantly, many prospective buyers have paused their housing searches. With the current uncertainty being felt throughout the market, many homeowners, prospective sellers, and hopeful buyers are feeling cautious about buying. Although the recent compromise over the debt ceiling relieved some uncertainty, mortgage rates increased again this month. With the Fed still […]

If you’re in the market for a mortgage and have limited savings or a lower credit score, an FHA loan might be the right option for you. FHA loans, which are mortgages insured by the Federal Housing Administration, offer certain benefits that make homeownership more accessible to a broader range of buyers. In this guide, […]

VA, or veteran affairs, loans are backed by the government and can appeal to buyers looking to purchase a home with little to no down payment. Suppose you’re currently in the military, an eligible veteran, or a qualifying spouse of a service member. In that case, you should look into applying for a VA loan […]

If you’re eligible for a VA loan through your military service, you likely have an advantage over traditional loan programs. VA loans typically don’t have any limitations, which is a huge bonus, especially if you don’t have a lot of savings for a down payment. In this article, we’ll explain the limits of VA loans […]