Loading...
Modern Lending Team (844) 4-MODERN or Text (951) 595-3495 call now!
you're finished!
0%

Saving...

Today's Mortgage Rates

Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!

Go!
Privacy & Security Guaranteed Privacy & Security Guaranteed
featured-image

What type of loan do you need?

Home Purchase
Home Refinance
Continue
back

Great! What type of property are you purchasing?

Single Family Home
Condominium
Townhome
Multi-Family Home
Continue
back

Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
Continue
back

Is this your first property purchase?

Yes
No
Continue
back

What is your current property purchase situation?

Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
Continue
back

How will this property be used?

Primary Home
Secondary Home
Rental Property
Continue
back

What is the purchase price of the new property?

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
Continue
back

What is your estimated down payment?

["Zero Down","1% Down","3% Down","3.5% Down","5% Down","10% Down","15% Down","20% Down","25% Down","30% Down","35% Down","40% Down","45% Down","50% Down","More Than 50% Down"]
null
"3% Down"
  • 0%
  • 50%+
Continue
back

What kind of rate do you prefer?

Adjustable
Fixed
Continue
back

What is your gross annual household income?

[{"by":"25000","end":"250000","start":"0"}]
null
"100000"
  • $0
  • $250K+
Continue
back

What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
Continue
back

Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
Continue
back

Can you show proof of income?

Yes
No
Continue
back

Are you working with a real estate agent?

Yes
No
Continue
back

Great! What type of property are you refinancing?

Single Family Home
Condominium
Townhome
Multi-Family Home
Continue
back

Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
Continue
back

What year did you purchase your home?

2010-2025
2000-2009
1990-1999
Before 1990
Continue
back

Please estimate the value of the property.

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
Continue
back

What is the remaining 1st mortgage balance?

[{"by":"10000","end":"100000","start":"0"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2500000","start":"1000000"}]
null
"200000"
  • $0
  • $2.5M+
Continue
back

What is your 1st mortgage interest rate?

["less than 2%","2.00%","2.25%","2.50%","2.75%","3.00%","3.25%","3.50%","3.75%","4.00%","4.25%","4.50%","4.75%","5.00%","5.25%","5.50%","5.75%","6.00%","6.25%","6.50%","6.75%","7.00%","7.25%","7.50%","7.75%","8.00%","8.25%","8.50%","8.75%","9.00%","9.25%","9.50%","9.75%","10.00%","10.25%","10.50%","10.75%","11.00%","11.25%","11.50%","11.75%","12% or more"]
null
"5.00%"
  • 0%
  • 12%+
Continue
back

How will this property be used?

Primary Home
Secondary Home
Rental Property
Continue
back

What kind of rate do you have?

Adjustable
Fixed
Continue
back

Do you have a second mortgage?

Yes
No
Continue
back

Would you like to borrow additional cash?

[{"by":"10000","end":"80000","start":"10000"},{"by":"5000","end":"130000","start":"80000"},{"by":"10000","end":"200000","start":"130000"}]
null
0
  • $0 (No Cash)
  • $200K
Continue
back

What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
Continue
back

Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
Continue
back

Can you show proof of income?

Yes
No
Continue
back

What is your average monthly income?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"4000"
  • $0
  • $50K+
Continue
back

What are your average monthly expenses?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"3000"
  • $0
  • $50K+
Continue
back

Do you currently have a FHA loan?

Yes
No
Continue
back

Any late mortgage payments in the last 12 months?

None
1 Late Payment
2+ Late Payments
Continue
back

Where you hear about us?

Heard From
Heard From
Continue
back

Which Loan Officer referred you?

Referred By
Referred By
Continue
back

What is your full name?

Continue
Privacy & Security Guaranteed Privacy & Security Guaranteed
back

What is your email address?

Continue
Privacy & Security Guaranteed Privacy & Security Guaranteed
back

What is your phone number?

Continue
Privacy & Security Guaranteed Privacy & Security Guaranteed
back