An FHA Loan Can Help You Buy Your
Dream Home With Little Money Down

Why Borrowers Choose FHA Loans

FHA loans are a great option for first-time homebuyers, but you don't need to be a first-time buyer in order to qualify. The flexibility provided by FHA loans makes them ideal for homebuyers of all types. FHA loans only require a 3.5% down payment and borrowers only need to have a minimum credit score of 580 or higher. Buyers can qualify for a loan despite having a higher debt to income ratio by having a steady employment history and can also receive money from FHA to cover closing costs.

FHA loans can be used to buy different property types. As a buyer, you have the ability to purchase a 1-4 unit property as long as you occupy at least one unit as your primary residence.  You can obtain an FHA mortgage for a loan amount up to $562,350 for a 1 unit property and up to $1,081,450 for a 4 unit property. To account for rising home prices, FHA loan limits are adjusted by HUD.GOV on an annual basis.

Why Borrowers Choose FHA Loans

Why an FHA Loan?

Benefits of applying for an FHA loan include:

  • Lower Credit Score Requirements compared to other mortgage loans.
  • Qualifications aren't affected by bankruptcies or other recent financial issues. 
  • Available in fixed-rate and adjustable-rate options.
  • Ability to refinance with cash out up to 80% and include your closing costs. 

Why an FHA Loan?

Your Home Loan Could Be Fully
Funded 21 Days From Now

  • fixed rate

  • Adjustable Rates Mortgage

  • Conforming

  • jumbo and super
    jumbo loans

  • FHA, VA, &
    USDA Loans

  • Terms from
    5 to 30 Years

Get Your FHA Loan Quote Now!

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