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The VA loan is a $0 down mortgage option available to military Veterans, Service Members, and select military spouses. VA loans are issued by private lenders such as mortgage companies or banks and are guaranteed by the U.S. Department of Veterans Affairs (VA). VA loans are more affordable than any other home loan program available and rightfully so. If you served our country, you deserve a special mortgage opportunity in return for your service.
VA loans offer loan options that include no down payment, lower interest rates than conventional loans as well as other special loan terms offered exclusively for veterans and service members of the US military.
The VA Loan Process
In order to be eligible for a VA loan, you or your spouse must meet the minimum service requirements set by the Department of Veterans Affairs (VA). You or your spouse must also have a valid Certificate of Eligibility (COE) and meet the lender’s credit and income requirements.
You may be eligible for a VA loan by meeting one or more of the following requirements:
Benefits of applying for a VA Loan include:
GET A COPY OF YOUR VA CERTIFICATE OF ELIGIBILITY NOW
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: