13 May 2025 Debunking First-time Homebuying Myths Do you still think you need 20% down to buy a home? Think again. In fact, forget pretty much everything you think you know about home buying. Modern Lending, a leading home loan and mortgage brokerage, is about to expose common misconceptions about buying a home in 2025. These myths often stand in the way […] Share on Facebook Share on Twitter
23 Apr 2025 The Hidden Cost of Waiting: How Delaying a Persona... In our fluctuating economy, now more than ever, consumers must be conscious of the mindset of ‘striking while the iron is hot,’ a colloquial phrase for the financial concept of opportunity cost, which takes into account the benefits or detriments of choosing one investment or decision over another. Your current savings hold a potential value […] Share on Facebook Share on Twitter
18 Mar 2025 Modern Lending Guide to the HOPER Program The HOPER Program is bridging the gap between rental poverty and homeownership with new initiatives that bring down payments while offering affordable mortgage options. The HOPER (Home Ownership, Promotion, Education, and Research) Program is an FHA-backed initiative to help future homeowners by offering incentives to use toward down payments, closing costs, and other costs associated […] Share on Facebook Share on Twitter
13 Mar 2025 Guide to Buying Your First Rental Property Interested in buying a rental property? At Modern Lending, we understand the fears that come with investing in real estate which is why we hope to provide our customers with our first rental property guide. Whether you have done it before or are a beginner, here are some investment property financing tips that will help […] Share on Facebook Share on Twitter
7 Jan 2025 Modern Lending Helps Non-Traditional Buyers Secure... Everyone’s financial story is different, and with a wide variety of ways to make money in the modern era comes the barrier of antiquated measurement systems. While credit, income reporting, and other loan criteria serve the needs of the 9-5 office worker, those seeking homeownership who don’t fall into this specific category face issues when […] Share on Facebook Share on Twitter