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Find out how homebuyers earn $13,000 with Hoper FHA Mortgage
Watch the short video below to learn more about the new Hoper FHA Program and see how Modern Lending is helping new buyers become homeowners in 2025.
Do you want the hack for homeownership? Are you interested in receiving up to $13,000 for a new home? Are you looking to pay less on your electricity bill? If you answered yes to any of these questions, then HOPER FHA Mortgage has what you need. The Hope for Homeownership program is a FHA-backed mortgage program. Customers who choose HOPER FHA Mortgage can earn 3.5% of their home purchase, up to $13,000! And before you ask… with our program, there are no delays on a home purchase or loan processing, name a sweeter deal than that!
On top of it all, those who participate in our program do not have to use the funds they receive for a down payment. Instead, our participants can use the funds for realtor fees, debt payoff, closing costs, rate buydown and even to replenish their savings!
In today’s market, new homeowners face issues with high barriers to entry, inflated rates, excessive costs, and insufficient savings. To tackle this issue, we’ve adopted the Hoper FHA Program to help homebuyers get their foot in the door.
To be considered, prospective homeowners must get pre-approved for an FHA mortgage loan. From there, they must agree to complete a self-paced online homebuyer education course (takes about 4-6 hours) before closing on the loan. Once finished, participants will receive up to $13,000 (or 3.5% of the estimated purchase price). This amount is paid directly as income and participants can use this money to apply toward their down payment, closing costs, energy-efficient upgrades, and more.
The Hoper FHA program requires participants to make their future homes energy-efficient by adding solar panels. They meet with a HOPER consultant to design the system, which the full cost is rolled directly into their mortgage requiring $0 out of pocket. This helps make their future home energy efficient, reduces emissions, and saves money every month on their electricity costs. The cost of adding solar panels can be included in the mortgage leaving the cash incentive free to be used as needed for a down payment, closing costs or just putting extra cash in the bank. It is your money, use it how you wish.
Solar panels must be installed after the home loan is closed. Once installed, participants can qualify for an additional federal tax credit ranging from $10,000 to $15,000.
Amazing Benefits of The Hope for Homeownership program you can't say no to:
You don’t have to be a first-time buyer. Check your eligibility to see if you qualify for the Hoper FHA program.
