Itzel Hernandez is a seasoned professional in the mortgage industry, boasting an impressive 20-year career. Although not raised in California, she has called multiple states home during her journey in the mortgage industry, working in various regions across the country. With her extensive knowledge, she is well-versed in the day-to-day operations and industry guidelines for both the retail and broker channels. Itzel’s dedication to staying abreast of the ever-evolving industry landscape ensures that her team is well-prepared to tackle challenges and achieve success.

One of Itzel’s most challenging yet rewarding experiences has been the formation of the Modern Lending Team alongside Brian Decker, with whom she has collaborated for over a decade, and Taylor Loop. She finds it both an honor and a humbling experience to be part of this determined and dynamic group of individuals.

Beyond her professional commitments, Itzel values quality time spent with her family and dogs, preferably outdoors. She has a passion for cooking, although she modestly admits that she can’t quite match the skills of her mother in the kitchen. Her absolute favorite pastime is dancing with her husband, reflecting her love for shared experiences. Among her personal proudest accomplishments is her role in helping her family start a restaurant while living in Utah in 2015, which speaks to her commitment to both her career and her family.