Meet Our Team

Itzel Hernandez has been in the mortgage industry for nearly 18 years. Born but not raised in CA. She's lived in 3 different states throughout her mortgage career & worked in many others. She has extensive knowledge in the day to day operations and guidelines in both retail & broker channels. She strives to keep up with the endless industry transformations to ensure her team is ready to handle all challenges and achieve success.

One of her most challenging but rewarding experiences has been forming a Team at Modern Lending with Brian Decker (whom she's worked with for over 10 years) & Taylor Loop. She's both honored & humbled to be part of such a tenacious group of people.

When she's not working she's spending time with her family & dogs preferably outdoors! She loves to cook although not nearly as good as her mother but her absolute favorite thing to do is dance with her husband. One of her personal proudest accomplishments is having helped her family start a restaurant while she lived in Utah in 2015.