Know exactly what you can afford before you start searching for a home.
Do i qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "28/36." This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

Your Home Loan Could Be Fully
Funded 30 Days From Now
-
fixed rate
mortgage -
Adjustable Rates Mortgage
(ARM) -
Conforming
loans -
jumbo and super
jumbo loans -
FHA, VA, &
USDA Loans -
Terms from
5 to 30 Years
Get Your FREE Pre-Approval Letter Now!
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: