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Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently. Mortgage Lending That’s Different Service First. Trust a Team With Over 5,000 Five-Star Reviews. (844) 466-3376 taylor@modernteam.com view profile Taylor Loop (844) 466-3376 chris@modernteam.com view profile Chris Decker (844) 466-3376 saundra@modernteam.com view profile Saundra Solek (844) 466-3376 itzel@modernteam.com view profile Itzel Hernandez (844) 466-3376 Daniel@modernteam.com view profile Daniel Garcia (844) 466-3376 alonso@modernteam.com view profile Alonso Lerma Most mortgage companies offer support when you need it. But at Modern Lending we believe supporting you with your mortgage comes FIRST. That’s why we have put together a team of experts to support you. Our team includes top 10 Mortgage Loan Officers in the Nation & are the #1 Mortgage Team in Southern California. CONNECT WITH our team
Service First. Trust a Team With Over 5,000 Five-Star Reviews.
Most mortgage companies offer support when you need it. But at Modern Lending we believe supporting you with your mortgage comes FIRST. That’s why we have put together a team of experts to support you. Our team includes top 10 Mortgage Loan Officers in the Nation & are the #1 Mortgage Team in Southern California.
Provide Answers to Simple, very straight forward questions.
Provide needed documents to verify your information.
Our award winning loan officers will call you to go over your personalized mortgage plan ensuring you know all your options.
In as little as two weeks, close with the best loan for you.
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Modern Lending Team for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days..
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.
Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.
As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.
Brian Decker is amazing. We received our loan approval in record time. I would highly recommend Brian to all friends and family that are looking to buy or refinance a new or existing loan. Mary Lujan “Brian Decker is amazing.”
Brian Decker is amazing. We received our loan approval in record time. I would highly recommend Brian to all friends and family that are looking to buy or refinance a new or existing loan.
I was impressed with the amount of attention I received from Brian and his team right from the start. If you want your loan done right, in a professional and proficient manner, than Brian and his team are the right choice for you. Jason Griffith “Brian and his team are the right choice for you”
I was impressed with the amount of attention I received from Brian and his team right from the start. If you want your loan done right, in a professional and proficient manner, than Brian and his team are the right choice for you.
The team members were all patient, kind, knowledgeable and helpful. We also appreciated the many choices we were given along the way. Milissa Faulkner “The whole lending process was easy and convenient.”
The team members were all patient, kind, knowledgeable and helpful. We also appreciated the many choices we were given along the way.
Super personable, responsive and efficient! Brian Decker and his team operates like a well oiled machine. They kept me in the loop every step of the way and closed my loan in lightening speed. Sonya Taing “Super personable, responsive and efficient!”
Super personable, responsive and efficient! Brian Decker and his team operates like a well oiled machine. They kept me in the loop every step of the way and closed my loan in lightening speed.
Brian and his team did a fantastic job putting together my loan. They paid attention to every detail and communicated brilliantly If you’re looking to get a loan in Southern California, Brian Decker and his team are fantastic. Greg Keele “Brian and his team did a fantastic job”
Brian and his team did a fantastic job putting together my loan. They paid attention to every detail and communicated brilliantly If you’re looking to get a loan in Southern California, Brian Decker and his team are fantastic.
Brian and the Modern Lending Team were a class act and made the loan process easy. They communicated with my wife & I on a regular basis. I recommend Modern Lending to anyone financing a home loan. Lonnie Nash “I recommend Modern Lending to anyone financing a home loan.”
Brian and the Modern Lending Team were a class act and made the loan process easy. They communicated with my wife & I on a regular basis. I recommend Modern Lending to anyone financing a home loan.
The market is crazy hot and working with a lender who responds and delivers quickly can make all the difference. Brian was exceptional in all ways, we offered a 21 day escrow and our loan approval was ready in 17 days. Brian explained all steps of the process and even sent videos of himself explaining my specific loan details and next steps. Big thanks to Brian and the Modern Lending team for helping us close on our new home, I'll be using and recommending them for all future purchases. Jesse Adkins "I'll be using and recommending them for all future purchases."
The market is crazy hot and working with a lender who responds and delivers quickly can make all the difference. Brian was exceptional in all ways, we offered a 21 day escrow and our loan approval was ready in 17 days. Brian explained all steps of the process and even sent videos of himself explaining my specific loan details and next steps. Big thanks to Brian and the Modern Lending team for helping us close on our new home, I'll be using and recommending them for all future purchases.
It was wonderful to know that we were in good hands and that they were there to walk us through the home buying process. They were easy to contact by email, phone and text and even worked hard to help us close early. Kelsey Canan "It was wonderful to know that we were in good hands"
It was wonderful to know that we were in good hands and that they were there to walk us through the home buying process. They were easy to contact by email, phone and text and even worked hard to help us close early.
Brian Decker and his team at Modern lending are the A team of home finance. I've used them multiple times now and their service can't be beat. They are knowledgeable, responsive and efficient. I will continue to use them on all of my home finance needs. Dave "Brian Decker and his team at Modern lending are the A team of home finance."
Brian Decker and his team at Modern lending are the A team of home finance. I've used them multiple times now and their service can't be beat. They are knowledgeable, responsive and efficient. I will continue to use them on all of my home finance needs.
Brian and his team were so easy to work with. Their no pressure approach and ability to answer all out questions made this process super simple and easy for my wife and I. If you are looking for a VA Loan specialist, Brian is your guy! Closing was fast and communication was on point. Loved the video emails breaking down the process. This made it more personal given the times we live in. Couldn’t be more pleased. Joe Taylor "Brian and his team were so easy to work with."
Brian and his team were so easy to work with. Their no pressure approach and ability to answer all out questions made this process super simple and easy for my wife and I. If you are looking for a VA Loan specialist, Brian is your guy! Closing was fast and communication was on point. Loved the video emails breaking down the process. This made it more personal given the times we live in. Couldn’t be more pleased.
I have owned many houses in the past and refinanced a few times. This, by far, was one of the easiest experiences that I’ve ever had from beginning to end. They let you know upfront exactly what they need. they keep you updated as progress is made and BOOM before you know it you are signing your FINAL closing docs! Kim "I have owned many houses in the past and refinanced a few times."
I have owned many houses in the past and refinanced a few times. This, by far, was one of the easiest experiences that I’ve ever had from beginning to end. They let you know upfront exactly what they need. they keep you updated as progress is made and BOOM before you know it you are signing your FINAL closing docs!
Brian and his team worked over and beyond to make sure my first home purchase was easy! They were there every step of the way and made the buying experience Great! Brian was very hands-on and continues to check in to ensure we are doing well in our home. Thank you Brian and team for everything!! Francisco Zaragoza "Brian and his team worked over and beyond to make sure my first home purchase was easy!"
Brian and his team worked over and beyond to make sure my first home purchase was easy! They were there every step of the way and made the buying experience Great! Brian was very hands-on and continues to check in to ensure we are doing well in our home. Thank you Brian and team for everything!!
Brain Decker and his team are the best in the business! I have used him for multiple loans over the years and he always has the best rates and options available. His team is incredibly knowledgeable and they have streamline the loan process so much it really makes things easy. Joshua Myers "Brain Decker and his team are the best in the business!"
Brain Decker and his team are the best in the business! I have used him for multiple loans over the years and he always has the best rates and options available. His team is incredibly knowledgeable and they have streamline the loan process so much it really makes things easy.
Brian and his team made getting a loan really easy. We closed on the house really fast and it was not a problem for his team. I was a first time home buyer so he explained everything in an easy to understand way. Kawika Lawlor "Brian and his team made getting a loan really easy."
Brian and his team made getting a loan really easy. We closed on the house really fast and it was not a problem for his team. I was a first time home buyer so he explained everything in an easy to understand way.
Brian Decker and his team are effective and informative during the loan process. They get the job done and communicate with you every step of the way. Thank you for your diligence and transparency. I recommend Brian Decker and his team to my friends and family. Cindy G. "Brian Decker and his team are effective and informative during the loan process."
Brian Decker and his team are effective and informative during the loan process. They get the job done and communicate with you every step of the way. Thank you for your diligence and transparency. I recommend Brian Decker and his team to my friends and family.
Brian was very informative and simplified all the complex paperwork. He and his team kept in constant communication and even found me a better APR during the process. Joe Marquez "Brian was very informative and simplified all the complex paperwork."
Brian was very informative and simplified all the complex paperwork. He and his team kept in constant communication and even found me a better APR during the process.
Brian Decker and Team were amazing to work with. Very Professional and Helpful throughout the home buying process. I recommend anyone in the market for buying a home to use Brian Decker for their loan. Cody Warren "Brian Decker and Team were amazing to work with."
Brian Decker and Team were amazing to work with. Very Professional and Helpful throughout the home buying process. I recommend anyone in the market for buying a home to use Brian Decker for their loan.
Excellent, expert service. We had Sean Parsons as our loan consultant and he was fantastic. Very knowledgeable and speedy. Made the process very seamless for us and was able to find us the most competitive rates. Highly recommend. Omar A. "Excellent, expert service."
Excellent, expert service. We had Sean Parsons as our loan consultant and he was fantastic. Very knowledgeable and speedy. Made the process very seamless for us and was able to find us the most competitive rates. Highly recommend.
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